Hazard insurance and homeowners insurance are often mistaken for the same thing due to the similarities they share. While standard homeowners insurance policies include hazard coverage, standalone hazard insurance serves a different purpose. How do you know if you need hazard insurance? Here is a guide to help you understand the basics: Hazard insurance vs. homeowners insurance Hazard...

Floods are among the most common natural disasters homeowners contend with. Since flooding can be caused by many things--hurricanes, heavy rain, thawing snow and more--your home may be at risk no matter where you live. Luckily, there are plenty of simple measures you can take to prepare for a possible flood and stay safe during one. Here are...

Landslides are caused by soil erosion and heavy rainfall. If your property has any slopes, it's important to check for signs of erosion so you can avoid the risk of causing a landslide. Here are three ways you can prevent erosion damage and landslides in your own yard: Plant Densely An abundance of deep-rooted vegetation is the best...